Many health insurance plans will cover maternity or prenatal necessities through existing medical coverage. Discover why it can be difficult to get health coverage after an individual is already pregnant with help from an insurance representative in this free video on health insurance. Expert: John Pinelli Bio: John Pinelli is a financial representative. Filmmaker: Bing Hugh Series Description: Health insurance helps to pay for medical procedures through premiums that are paid by groups or individuals to protect against high or unexpected health care expenses. Learn about health insurance and renter’s insurance, and why they’re important, with help from an insurance representative in this free video series on insurance and personal finance.